FHA Home Loans


The government set up the Federal Housing Administration (FHA) to better the housing situations of citizens.
FHA mortgages are a more alluring opportunity for first-time homeowners because the deposit conditions for FHA loans are usually less restraining (as low as 3.5%) in addition to other benefits.

  1. Fewer credit restrictions
  2. Lesser premiums for private mortgage insurance (PMI)
  3. Cash reserves are not a requirement
  4. Down payments may be totally donated by a relative.

Present Up-Front Mortgage Insurance Premium

UPMIP is presently set at 1.75% of the base amount of the loan, and holds irrespective of the LTV ratio or remuneration terms.

At True Path Loans, our satisfaction lies in offering our customers a first-rate mortgage experience through the use of a clear and methodical system that ensures that mortgagees are competing for your business. More enlightened customers are more likely to choose our services on carefully comparing our facilities with those of competing mortgage providers. But you don’t have to take our word for it. Look at what our clients have to say about our service!