What Are Requirements for a VA Loan on a Home That Is on Well Water?
True Path Loans, Inc.
True Path Loans, Inc.
Published on December 8, 2022
What Are Requirements for a VA Loan on a Home That Is on Well Water?

What Are Requirements for a VA Loan on a Home That Is on Well Water?

Purchasing a home with a VA loan can be an excellent way to secure a home with no down payment and low interest rates. However, when the home is located on well water, there are additional requirements that must be met in order to secure a VA loan.

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In order for a home to qualify for a VA loan when it is located on well water, the water must meet the Environmental Protection Agency's (EPA) standards for drinking water. The VA requires that the home's well water be tested for contaminants, including bacteria, nitrates, and lead. The VA also requires that the well be equipped with an approved water treatment system to remove any contaminants that exceed EPA standards.

The VA also requires that the home must have a reliable source of electricity to power the well pump. If a generator is used to power the well pump, it must be properly sized and regularly maintained.

In addition to meeting the EPA standards and having a reliable source of electricity, the VA also requires that the home's water supply be sufficient to meet the needs of the household. The VA requires that the home have at least one gallon of water per minute for each occupant.

Verify my mortgage eligibility (Feb 4th, 2023)

Finally, the VA requires that the well water be properly documented. The homes well must have a professional inspection and be certified by a licensed well driller. The VA also requires that the home's well water be tested at least once every five years or when the home is sold.

Purchasing a home with a VA loan when the home is located on well water can be an excellent option for those looking to purchase a home with no down payment and low interest rates. However, it is important to be aware of the additional requirements that must be met in order to secure a VA loan when the home is located on well water.

Give us a call us today at 949-243-7900 to determine your VA Loan eligibility and start you on the path to owning your own home.  We are a veteran focused company, participate in veteran-run non-profit organizations aiming to help some of our finest secure their homes via VA loans, and strive to educate all of our veteran clients as well as real estate agents on the benefits of a VA Home Loan. We are proud to have helped thousands of veterans navigate the home buying process.

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